Doctors and surgeons are not the only medical professionals that should have a malpractice insurance NJ. Other medical staff may also face situations where having medical malpractice insurance would be extremely beneficial for them. Just like doctors, medical staff such as counselors, nurses, physical therapists and even masseurs may get sued in the court of law due to their negligence.
Even if the fault was not theirs or there was nothing they could have done to improve the situation, medical professionals may end up being liable for huge compensations. They may even lose their license of practice. So it is better to pay a little premium each year to keep protect yourself from such liabilities.
Standard nurses and nurse practitioners, both having a higher degree can be provided tasks that a doctor can perform as well. Duties such as ordering tests and diagnosis of patient’s condition may be part of a nurse’s job description. All this not only increases their responsibility but also increases the chance of making mistakes for which they can be sued. So it is better for such healthcare professionals as well to use medical malpractice insurance to protect themselves.
Similarly, physical therapists are fundamentally doctors who perform the same tasks as a normal doctor would, other than performing operations and administrating medications. If a patient does not provide complete information and the therapist designs a workout on that basis he may get into trouble if something goes wrong.
At times a patient may sue you just to gain the financial benefits, even though the fault was not yours. So no matter which medical field you are working in, it is always prudent to get NJ medical malpractice insurance.
Even if the fault was not theirs or there was nothing they could have done to improve the situation, medical professionals may end up being liable for huge compensations. They may even lose their license of practice. So it is better to pay a little premium each year to keep protect yourself from such liabilities.
Standard nurses and nurse practitioners, both having a higher degree can be provided tasks that a doctor can perform as well. Duties such as ordering tests and diagnosis of patient’s condition may be part of a nurse’s job description. All this not only increases their responsibility but also increases the chance of making mistakes for which they can be sued. So it is better for such healthcare professionals as well to use medical malpractice insurance to protect themselves.
Similarly, physical therapists are fundamentally doctors who perform the same tasks as a normal doctor would, other than performing operations and administrating medications. If a patient does not provide complete information and the therapist designs a workout on that basis he may get into trouble if something goes wrong.
At times a patient may sue you just to gain the financial benefits, even though the fault was not yours. So no matter which medical field you are working in, it is always prudent to get NJ medical malpractice insurance.